01
Financial & payment systems
Banking and finance, e-money and digital currencies, and payment services.
Regulation. Risk. Governance.
Traditional values, modern approach.
Specialist advice for banking and financial services. I bring perspective, experience, and a personal commitment to your success.
Built on trust. Focused on what comes next.
SCROLL TO EXPLORE20 yearsas a lawyer, with a focus on banking and finance
Swedish FSAFormer legal counsel at the Swedish Financial Supervisory Authority
Certified Board MemberA strong voice in regulatory matters on the board
Consulting areas
Six areas of focus.
Where I bring specialist knowledge to banking and financial services.
02
Risk & financial crime mitigation
Frameworks for AML/CFT and sanctions compliance, and for managing risk.
03
Regulatory & data compliance
Implementation strategies for data protection and consumer protection.
04
Sustainability & compliance
Forward-looking advisory on ESG and sustainability requirements.
05
Securities & insurance
Regulatory advice for securities and insurance businesses.
06
AI strategy & governance
Strategy and governance for the responsible use of AI with a human-in-the-loop perspective.
Services
How I can help.
Eight ways we can work together — from board work to training.
01
Board member
A strong voice in regulatory matters on the board.
02
Senior advisor
Strategic advice to company management and the board of directors.
03
Regulatory affairs
Your contact person with supervisory and other competent authorities.
04
Interim solutions and strategic leadership
I lead your teams through a transition, a recruitment process or longer.
05
Compliance Management
Building, implementing and reviewing internal compliance frameworks.
06
Regulatory implementation
Implementing new and comprehensive EU financial regulation.
07
Project management
Leading your organisation in projects of different sizes.
08
Training & development of your organization
Training for the board, company management and responsible staff.
Selected achievements
A track record in
regulation and risk.
Engagements from 2015 to today — with banks, fintechs, authorities and beyond.
- 2026
Large bank in Sweden
Governance & financial crime expert
Led a working group on financial crime governance affecting all business areas, with direct reporting to the management team.
- 2026
Listed company in Sweden
Expert in international sanctions
Internal governance on sanctions and conflicts of interest, and a new system solution to manage sanctions in daily operations.
- 2025–2026
Mid-sized Swedish bank
Regulatory affairs expert
Led a working group in a sanction process against the Swedish Financial Supervisory Authority regarding money laundering and terrorist financing.
- 2021–2025
Mid-size bank in Sweden
Group MLRO & Senior Compliance Officer
Advisor to the CEO and management during FSA supervision. Set the strategic plan for the bank’s AML work, educated the board and management, and sat on the Risk and Compliance Committee.
- 2018–2020
Swedish Financial Supervisory Authority
Legal counsel
Responsible for money laundering in the licensing department, decision-maker in departmental matters, and the Licensing Department’s digital currency expert.
- 2026
Fintech company in Sweden
Risk & regulatory expert
Helping the company develop their products in risk assessment of money laundering and financing of terrorism.
Have a regulatory challenge to solve?
Let’s talk about how I can help your business.
About & experience
Twenty years in law,
banking and finance.
In my 20 years as a lawyer I have built up a solid foundation in managing regulations, valuing risks and leading projects with a focus in banking and finance. I have good experience in governance and a particular passion for effectivising businesses and processes.
My goal is to deliver pragmatic, risk-based solutions that balance regulatory demands with the business’ goals. I prefer to work proactively and build solid frameworks that raise business efficiency and provide a sense of control for those in charge.
How I work
Regulation and
business goals, balanced.
A pragmatic approach that connects clear thinking with real-world progress.
01 /
Pragmatic and risk-based
My goal is to deliver pragmatic, risk-based solutions that balance regulatory demands with the business’s goals.
02 /
Proactive frameworks
I prefer to work proactively and build solid frameworks that raise business efficiency and provide a sense of control for those in charge.
03 /
Close collaboration
We achieve success by a clear focus on the task, timely delivery and great collaboration.
Let’s look ahead
Make regulatory issues
the key to better business.
Reach out today to secure your operations.
- Contact personNicolas Strömbäck
- Emailnicolas@nsconsulting.se
- Phone+46 739 25 45 24
- OfficeSkeppsbron 2
211 20 Malmö, Sweden - LinkedInlinkedin.com/in/nicolasstromback